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Oceania · Wellington

Cost of living in New Zealand

New Zealand is 10% cheaper than the US, ranking #19 of 203 countries we cover for cost of living.

World Bank data through 2024 · last reviewed 2026-06.

Cost of living · US = 100
89.9
Ranks #19 of 203 · 10% cheaper than the US
GDP / capita (PPP)
$55,551
GNI / capita (PPP)
$53,600
Inflation · YoY
2.9%
Population
5.3M
Capital
Wellington
Density
20 /km²
Urban
84%
Area
267.7K km²

What drives the cost here

Price levels by category, where the world average = 100. Above 100 is pricier than the global norm; below it is cheaper.

In New Zealand, housing & utilities is the priciest category relative to the world (291), while health is the most affordable (113).

Housing & utilities 291
Restaurants & hotels 173
Communication 165
Food & groceries 140
Transport 132
Health 113

Category price levels: World Bank ICP 2021 (world average = 100) · source

New Zealand on the map

What your money is worth here

A $100,000 US lifestyle would cost roughly $90,000 in New Zealand.

Quality of life

95/100 · #31 of 198

Beyond cost — health, safety, and connectivity. The score is a transparent, equal-weight composite of the verified metrics below (see methodology).

Quality-of-life score
95 / 100
Our transparent equal-weight composite
Life expectancy
82 yrs
World Bank · 2024 · source
Safety · homicide /100k
1.5
UNODC · 2022 · source
Infant mortality /1k
4
World Bank · 2024 · source
Internet users
94%
ITU · 2024 · source
Safe drinking water
100%
WHO/UNICEF · 2024 · source
Air quality · PM2.5
6 µg/m³
WHO · 2020 · source

About New Zealand

Polynesians settled New Zealand between the late 1200s and the mid-1300s. They called the land Aotearoa, which legend holds is the name of the canoe that Kupe, the first Polynesian in New Zealand, used to sail to the country; the name Aotearoa is now in widespread use as the local Maori name for the country. By the 1500s, competition for land and resources led to intermittent fighting between different Maori tribes as large game became extinct.

Read the full background

Dutch explorer Abel TASMAN was the first European to see the islands in 1642 but left after an encounter with local Maori. British sea captain James COOK arrived in 1769, followed by whalers, sealers, and traders. The UK only nominally claimed New Zealand and included it as part of New South Wales in Australia. Concerns about increasing lawlessness led the UK to appoint its first British Resident in New Zealand in 1832, although the position had few legal powers. In 1835, some Maori tribes from the North Island declared independence. Fearing an impending French settlement and takeover, the majority of Maori chiefs signed the Treaty of Waitangi with the British in 1840. Land tenure issues stemming from the treaty are still being actively negotiated in New Zealand.The UK declared New Zealand a separate colony in 1841 and granted limited self-government in 1852. Different traditions of authority and land use led to a series of wars between Europeans and various Maori tribes from the 1840s to the 1870s. Along with disease, these conflicts halved the Maori population. In the 1890s, New Zealand initially expressed interest in joining independence talks with Australia but ultimately opted against it and changed its status to an independent dominion in 1907. New Zealand provided more than 100,000 troops during each World War, many of whom fought as part of the Australia and New Zealand Army Corps (ANZAC). New Zealand reaffirmed its independence in 1947 and signed the Australia, New Zealand, and US (ANZUS) Treaty in 1951. Beginning in 1984, New Zealand began to adopt nuclear-free policies, contributing to a dispute with the US over naval ship visits that led the US to suspend its defense obligations to New Zealand in 1986, but bilateral relations and military ties have been revitalized since the 2010s with new security agreements. A key challenge for Auckland that has emerged over the past decade is balancing concerns over China’s growing influence in the Pacific region with its role as New Zealand's largest export destination. New Zealand has close ties with Australia based to a large extent on the two nations’ common origins as British colonies and their shared military history.

Background from the CIA World Factbook (public domain), archived 2026-06-03.

Frequently asked

Is New Zealand expensive to live in?

New Zealand is 10% cheaper than the US, ranking #19 of the 203 countries we track. Its most expensive category relative to the world is housing & utilities; health costs the least.

How much money do you need to live in New Zealand?

A lifestyle that costs $100,000 in the United States would cost roughly $90,000 in New Zealand, going by overall price levels. The salary translator turns your own figure into a local equivalent.

Is New Zealand cheaper than the United States?

Yes. Its overall price level is 89.9, against 100 for the United States.

What is the quality of life in New Zealand?

New Zealand scores 95 out of 100 on our quality-of-life index (#31 of 198), a composite of life expectancy, safety, health, and connectivity, with life expectancy around 82 years.

Every number, sourced.

We cite the exact source and year for each figure. Derived values are computed at build time, never hand-entered.

Price level index (US = 100)
Derived: nominal ÷ PPP GDP per capita, indexed to the US
89.9
GDP per capita (PPP)
World Bank · 2024 · source
$55,551
GNI per capita (PPP)
World Bank · 2024 · source
$53,600
Inflation (annual %)
World Bank · 2024 · source
2.9%
Population
World Bank · 2024 · source
5.3M
Population density
World Bank · 2023 · source
20 /km²
Urban population
World Bank · 2024 · source
84%
Surface area
World Bank · 2023 · source
267.7K km²

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