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Cost of living in Zambia

Zambia is 71% cheaper than the US, ranking #179 of 203 countries we cover for cost of living.

World Bank data through 2024 · last reviewed 2026-06.

Cost of living · US = 100
28.6
Ranks #179 of 203 · 71% cheaper than the US
GDP / capita (PPP)
$4,215
GNI / capita (PPP)
$3,850
Inflation · YoY
15.0%
Population
21.3M
Capital
Lusaka
Density
28 /km²
Urban
45%
Area
752.6K km²

What drives the cost here

Price levels by category, where the world average = 100. Above 100 is pricier than the global norm; below it is cheaper.

In Zambia, transport is the priciest category relative to the world (86), while health is the most affordable (30).

Transport 86
Communication 68
Food & groceries 67
Restaurants & hotels 39
Housing & utilities 34
Health 30

Category price levels: World Bank ICP 2021 (world average = 100) · source

Zambia on the map

What your money is worth here

A $100,000 US lifestyle would cost roughly $28,500 in Zambia.

Quality of life

52/100 · #166 of 198

Beyond cost — health, safety, and connectivity. The score is a transparent, equal-weight composite of the verified metrics below (see methodology).

Quality-of-life score
52 / 100
Our transparent equal-weight composite
Life expectancy
67 yrs
World Bank · 2024 · source
Safety · homicide /100k
5.2
UNODC · 2015 · source
Infant mortality /1k
35
World Bank · 2024 · source
Internet users
17%
ITU · 2024 · source
Air quality · PM2.5
24 µg/m³
WHO · 2020 · source

About Zambia

Bantu-speaking groups mainly from the Luba and Lunda Kingdoms in the Congo River Basin and from the Great Lakes region in East Africa settled in what is now Zambia beginning around A.D. 300, displacing and mixing with previous population groups in the region. The Mutapa Empire developed after the fall of Great Zimbabwe to the south in the 14th century and ruled the region, including large parts of Zambia, from the 14th to 17th century.

Read the full background

The empire collapsed as a result of the growing slave trade and Portuguese incursions in the 16th and 17th centuries. The region was further influenced by migrants from the Zulu Kingdom to the south and the Luba and Lunda Kingdoms to the north, after invading colonial and African powers displaced local residents into the area around the Zambezi River, in what is now Zambia. In the 1880s, British companies began securing mineral and other economic concessions from local leaders. The companies eventually claimed control of the region and incorporated it as the protectorate of Northern Rhodesia in 1911. The UK took over administrative control from the British South Africa Company in 1924. During the 1920s and 1930s, advances in mining spurred British economic ventures and colonial settlement. Northern Rhodesia’s name was changed to Zambia upon independence from the UK in 1964, under independence leader and first President Kenneth KAUNDA. In the 1980s and 1990s, declining copper prices, economic mismanagement, and a prolonged drought hurt the economy. Elections in 1991 brought an end to one-party rule and propelled the Movement for Multiparty Democracy (MMD) into power. The subsequent vote in 1996, however, saw increasing harassment of opposition parties and abuse of state media and other resources. Administrative problems marked the election in 2001, with three parties filing a legal petition challenging the election of ruling party candidate Levy MWANAWASA. MWANAWASA was reelected in 2006 in an election that was deemed free and fair. Upon his death in 2008, he was succeeded by his vice president, Rupiah BANDA, who won a special presidential byelection later that year. BANDA and the MMD lost to Michael SATA and the Patriotic Front (PF) in the 2011 general elections. SATA, however, presided over a period of haphazard economic management and attempted to silence opposition to PF policies. SATA died in 2014 and was succeeded by his vice president, Guy SCOTT, who served as interim president until 2015, when Edgar LUNGU won the presidential byelection and completed SATA's term. LUNGU then won a full term in the 2016 presidential elections. Hakainde HICHILEMA was elected president in 2021.

Background from the CIA World Factbook (public domain), archived 2026-06-03.

Frequently asked

Is Zambia expensive to live in?

Zambia is 71% cheaper than the US, ranking #179 of the 203 countries we track. Its most expensive category relative to the world is transport; health costs the least.

How much money do you need to live in Zambia?

A lifestyle that costs $100,000 in the United States would cost roughly $28,500 in Zambia, going by overall price levels. The salary translator turns your own figure into a local equivalent.

Is Zambia cheaper than the United States?

Yes. Its overall price level is 28.6, against 100 for the United States.

What is the quality of life in Zambia?

Zambia scores 52 out of 100 on our quality-of-life index (#166 of 198), a composite of life expectancy, safety, health, and connectivity, with life expectancy around 67 years.

Every number, sourced.

We cite the exact source and year for each figure. Derived values are computed at build time, never hand-entered.

Price level index (US = 100)
Derived: nominal ÷ PPP GDP per capita, indexed to the US
28.6
GDP per capita (PPP)
World Bank · 2024 · source
$4,215
GNI per capita (PPP)
World Bank · 2024 · source
$3,850
Inflation (annual %)
World Bank · 2024 · source
15.0%
Population
World Bank · 2024 · source
21.3M
Population density
World Bank · 2023 · source
28 /km²
Urban population
World Bank · 2024 · source
45%
Surface area
World Bank · 2023 · source
752.6K km²

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